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To my valued clients:

Thank you for visiting here at Sanelli Mortgage. One of my key commitments is to provide accurate information and to close loans quickly for your peace of mind.
In order to work most efficiently, it is important for my clients to understand the documentation we will need.
If you have any questions about what is needed for your specific loan package, please call me directly.
Income and Asset documentation are not required on all loan types. Please call me to determine which loan type works best for you. If you are unsure, it is best to be over-prepared with as much of the documentation ready as possible.
Income Documentation Needed
  • Most recent 2 years 1040 Federal Tax Returns
  • If you have a partnership/corporation, provide Form K1, Form 1065, and/or Form 1120
  • Most recent 2 years W2’s
  • Most recent 2 months paystubs all borrowers
  • Rental agreements if you own rental property
Assets Documentation Needed
  • Most recent 2 months checking and savings accounts for all borrowers (all pages of statement)
  • Most recent 2 months of retirement, IRA, stocks, bonds accounts (all pages of statement)
    * If retirement statement is produced quarterly, just the recent quarter is needed
Additional Documentation Needed
  • Copy of recent mortgage statements for all loans held on all properties owned
  • If your property is part of an HOA, provide HOA contact information
  • If a home purchase, a copy of the purchase contract and realtor contact info
  • If you are self employed, 2 years of your active business license or a CPA letter stating you have been self employed for at least the last 2 years
  • If divorced, a copy of your divorce decree
Thank you for your time and attention to this list of items needed. The sooner you can assist us to package these items together the more effectively we can work to lock your loan and deliver final loan documents to your escrow with confidence and a comfort level for you.

Sincerely,

Tony Sanelli
     
 
   
   
   
   
   
   
   
 
 
   
   
   
   
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