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Now that you are ready to get started, here are our next steps:

Step 1: Contact Tony Sanelli at the office to begin a consultation. Based on this consultation you will be emailed or faxed at least 3 different loan options to consider, complete with interest rate and payment breakdown.

Step 2: Decide whether Tony Sanelli is the mortgage agent for you. Do some comparison shopping, but beware of the bait and switch tactics unscrupulous brokers have been discovered to employ.

Step 3: Let Tony Sanelli know which loan you would like to pursue and authorize him to LOCK your loan rate. Once you have a LOCKED loan that interest rate will be guaranteed for your 30-day closing. A confirmed rate lock will be faxed or emailed to you.

Step 4: Good Faith estimate of loan fees will be faxed or emailed to you for approval.

Step 5: Items needed: this list of items needed outlines the documents I need to effectively process the loan. It is wise to get a head start and collect these documents immediately!

Step 6: Fax, email, mail or hand the items needed to me personally or to my office mailing address.

Step 7: You will receive status updates on your loan progress every 2-3 business days. You will comfortably be aware of each important milestone achieved en route to your loan closing.

Step 8: Escrow will contact you for a convenient time to sign final loan papers and completion of your perfect loan!

Step 9: (optional) Refer one of your friends to Tony Sanelli after your wonderful experience! My business is built on personal references, not advertising.

 
   
   
   
   
   
   
   
 
 
   
   
   
   
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