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Now
that you are ready to get started, here are our next steps:
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Step
1:
Contact Tony Sanelli at the office to begin a consultation. Based
on this consultation you will be emailed or faxed at least 3 different
loan options to consider, complete with interest rate and payment
breakdown.
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Step
2:
Decide whether Tony Sanelli is the mortgage agent for you. Do some
comparison shopping, but beware of the bait
and switch tactics
unscrupulous brokers have been discovered to employ.
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Step
3:
Let Tony Sanelli know which loan you would like to pursue and authorize
him to LOCK your loan rate. Once you have a LOCKED loan that interest
rate will be guaranteed for your 30-day closing. A confirmed rate
lock will be faxed or emailed to you.
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Step
4:
Good Faith estimate of loan fees will be faxed or emailed to you
for approval.
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Step
5: Items needed: this list
of items needed outlines the documents I need to effectively
process the loan. It is wise to get a head start and collect these
documents immediately!
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Step
6: Fax, email, mail or hand the items needed to
me personally or to my office mailing address.
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Step
7: You will receive status updates on your loan
progress every 2-3 business days. You will comfortably be aware
of each important milestone achieved en route to your loan closing.
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Step
8:
Escrow will contact you for a convenient time to sign final loan
papers and completion of your perfect loan!
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Step
9: (optional) Refer one of your friends to Tony
Sanelli after your wonderful experience! My business is built on
personal references, not advertising.
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